CredGate

The financial system is being rewritten on-chain. CredGate is the credit layer — turning wallet history into a verified identity that any protocol on any chain can trust.

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YOUR HISTORY01

Your Wallet Speaks for Itself

No bank. No credit check. No paperwork. CredGate looks at what you've actually done on-chain — how you've borrowed and repaid loans, how you hold and move stablecoins, how long your wallet has been active, and how you trade. Your history is your identity.

No KYC or signupAny EVM wallet worksPublic blockchain data only5 chains analyzed

THE ANALYSIS02

We Score What Actually Matters

CredGate looks at five things: did you repay your loans? do you hold stablecoins responsibly? are you active across multiple chains? do you trade meaningfully? how old is your wallet? Good behaviour adds points. Risky behaviour removes them. The result is a single score from 0 to 100.

Loan repayment historyStablecoin disciplineCross-chain activityWallet age & consistency

THE PROOF03

Your Score Gets Cryptographically Verified

Anyone can claim a score. CredGate proves it. Using zero-knowledge cryptography, your score gets anchored to CreditCoin — a blockchain built specifically for credit. This means your score isn't just stored, it's mathematically proven to be correct. No one can fake it or alter it.

Zero-knowledge proofTamper-proof on-chain recordTakes 10–30 minutesVerified by CreditCoin

YOUR SCORE04

A Credit Tier That Unlocks Real Benefits

Once verified, you receive a credit tier based on your score. The better your history, the more you can borrow without putting up collateral. Think of it like a credit score in traditional finance — except it's transparent, trustless, and yours to use anywhere.

Score from 0 to 1005 tiers from PRIME to REJECTHigher score = bigger loanNo collateral needed

BORROW05

Borrow Without Collateral

With a verified score, you can borrow cdUSD (CredGate's stablecoin) directly from the lending vault — no collateral required. The smart contract automatically checks your score and approves the exact amount you're eligible for. No middleman, no approval process, no waiting.

Instant loan decisionsSmart contract enforcedBorrow up to your credit limitRepay to build history

FOR BUILDERS06

Any App Can Use Your Score

Because your score lives on CreditCoin, any application on any blockchain can read it. Lending protocols, DAOs, NFT platforms — all can use CredGate to reward trustworthy wallets. If you're a developer, one API key is all you need to integrate credit scoring into your own app.

Score travels across chainsOpen to any protocolDeveloper SDK availableGet your API key free

Core Team

Building the next generation of on-chain credit.

Bristin

Founder